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The best insurance policies at the best price.
Shopping for homeowners, condo or business insurance? Looking to protect your car, boat, or commercial fleet? Exploring alternatives to the California FAIR Plan? Want to know more about Medicare Supplement or Life Insurance? Wondering what it will cost for Earthquake or Flood insurance? Just fill out the form on this page and get an insurance rate quote from OS Insurance Services right away. We're just going to need some basic info from you.
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Get The Right Policy
We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.
We Can Help
We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.
We give you multiple ways to save money when you choose more than one insurance policy.
24/7 Claims Hotline
Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.
Don't Just Take Our Word For It
See what our customers are saying about us.
“I have been a homeowner in Santa Barbara for the past 26 years. I live in a high fire area where it can be difficult to get good homeowners insurance. For years I was forced to use California Fair Plan. Jeff and Luke at OS Insurance Services were able to find me a policy with much better coverage at a better price. They return my calls promptly and are always friendly and professional. I give them my highest reference and my thanks for making what can be a difficult process almost enjoyable."
Ishmiel Lounsbury - Business Owner and Photographer
“I have been with OS Insurance for three years, both auto and home. They had the best price I could find and their service has been blue ribbon. I have two teenage drivers and need all the help I can get... Jeff and Luke are the best. I highly recommend OS Insurance Services. "
Jay Dersahagian - Actor
“I have been with OS Insurance Services for years and they are awesome. Jeff and Luke make insurance easy. I was originally with State Farm and OS Insurance not only saved me 30% on my insurance package but also gave me BETTER COVERAGE! They have also helped me with my Window/Door Company and have helped me save money there! I have recommended several of my family members and would recommend Luke and Jeff to anyone who needs help with any of their insurance needs."
Andy Fuerstinger - Window and Door Sales
“After reading and agreeing with all of the consumer complaints about California Fair Plan we were so relieved to find something better ... a great alternative is working with OS Insurance Service."
Ezra P. - Thousand Oaks Resident
“Finding OS Insurance Services was like a dream come true because the California Fair Plan is not so fair."
Ashley M. - Upper Ojai Resident
“The service provided by Jeff and Luke was professional, easy, and we are so pleased to see the difference in our premium cost."
Jane and Tom T. - Malibu Resident
Jeff and Luke quoted our automobile & homeowners insurances, I was skeptical that they couldn’t beat my current Home and Auto coverage with AAA. Boy was I wrong. They provided me with a very detailed quote and options to fit my specific needs. I have NEVER experienced this high level of service before. Luke and Jeff are terrific agents! They both were very mindful of customer satisfaction and even came to my office to process the paperwork. Thank you Luke and Jeff for helping me and my family!
Janina Sheppard - Home and Auto Owner
Just redid my Commercial coverage with OS Insurance Services. This is my first experience with an independent insurance agent and the options Luke and Jeff had for me were awesome! Being a business owner, I wanted to make sure that my business was fully protected. Not only did Luke and Jeff provide me with more coverage but the also added different types of coverage to my business policy that I didn’t have before AND they did it for the same price as I was paying originally! Thanks Luke and Jeff!
Emily Christison - Owner of Emily Dawn Artistry