Mobile & Manufactured Home Insurance

Insurance policies designed to meet Mobile and Manufactured home requirements.

Mobile and Manufactured home insurance is similar in coverage to that of regular Home insurance policy. The greatest difference is we can provide you with either a Replacement Cost policy which provides you with a "like" mobile home should you suffer a total loss or an Actual Cash Value policy which factors in depreciation. Mobile and Manufactured home insurance may include coverage for:

Dwelling

Parts, accessories, and equipment that are built into or attached to the dwelling and form a permanent part of its structure. Losses protected against are Fire, Lightning, Windstorm, Hail, Explosion, Aircraft, Vandalism or Malicious Mischief, Falling objects, Accidental discharge or overflow of water.

Other Structures

Structures connected to the dwelling by only a fence utility line or similar connection.

Personal Property

Property owned or used by an insured person while on the residence premises. Money, bank notes, deeds, securities, letters of credit, passports, bullion, metals and precious metals are not included (may, however, be endorsed).

Additional Living Expenses

Pays for your living expenses incurred by you should you have to live elsewhere while your home is being repaired.

Personal Liability

If a claim is made or a suit is brought against any insured person for damages because of bodily injury or property damage, caused by an occurrence, located on the property.

Medical Payments to Others

Medical Payments to Others – (Drop Down) Medical expenses means reasonable charges for medical, surgical, X-Ray, dental ambulance, hospital, professional nursing, prosthetic devices and funeral services. This coverage does not apply to you or regular residents but only to those who are on the insured’s location with their permission.

We represent five out of the six mobile home carriers in California. Whether you have a single-wide, double-wide, triple-wide or two story modular we have the ability to match your specific needs to the carrier that would cover you best. In addition, we can integrate earthquake coverage into your policy eliminating the need to find an additional policy to cover this peril.

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    We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.

  • Multi-Policy Savings

    We give you multiple ways to save money when you choose more than one insurance policy.

  • 24/7 Claims Hotline

    Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.

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