Coverage so you can rent with confidence.
If you are renting out your investment property, we know you've got a lot on your mind. Finding the right tenants, keeping up with repairs - the list goes on and on. With OS Insurance Services, you'll have one less thing to worry about. Our Landlord insurance policies protects you and your property and may provide the following coverage:
The dwelling and anything attached to the dwelling (fences, patios, driveways or walkways). Materials on or adjacent to the location for use in the construction, alteration or repair of. Protection is insured against may include Fire, Lightning, Windstorm, Hail, Explosion, Riot, Aircraft, Smoke and Vandalism or Malicious mischief.
Fences patios, driveways and walkways separated from the dwelling by clear space.
Usual to the occupancy as a dwelling and owned or used by you or the members at the location.
Loss of Rent and Rental Value
Meaning loss of rental income to you, from that part of the Described Location at the time of the loss, less any expenses that do not continue while that part of the Described Location rented uninhabitable.
A claim is made or a suit is brought against any insured for damages because of a bodily injury or property damage caused by an occurrence.
Get The Right Policy
We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.
We Can Help
We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.
We give you multiple ways to save money when you choose more than one insurance policy.
24/7 Claims Hotline
Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.
Don't Just Take Our Word For It
See what our customers are saying about us.
“I have been a homeowner in Santa Barbara for the past 26 years. I live in a high fire area where it can be difficult to get good homeowners insurance. For years I was forced to use California Fair Plan. Jeff and Luke at OS Insurance Services were able to find me a policy with much better coverage at a better price. They return my calls promptly and are always friendly and professional. I give them my highest reference and my thanks for making what can be a difficult process almost enjoyable."
Business Owner and Photographer
“I have been with OS Insurance for three years, both auto and home. They had the best price I could find and their service has been blue ribbon. I have two teenage drivers and need all the help I can get... Jeff and Luke are the best. I highly recommend OS Insurance Services. "
“I have been with OS Insurance Services for years and they are awesome. Jeff and Luke make insurance easy. I was originally with State Farm and OS Insurance not only saved me 30% on my insurance package but also gave me BETTER COVERAGE! They have also helped me with my Window/Door Company and have helped me save money there! I have recommended several of my family members and would recommend Luke and Jeff to anyone who needs help with any of their insurance needs."
Window and Door Sales
“After reading and agreeing with all of the consumer complaints about California Fair Plan we were so relieved to find something better ... a great alternative is working with OS Insurance Service."
Thousand Oaks Resident
“Finding OS Insurance Services was like a dream come true because the California Fair Plan is not so fair."
Upper Ojai Resident
“The service provided by Jeff and Luke was professional, easy, and we are so pleased to see the difference in our premium cost."
Jane and Tom T.