Homeowners Insurance

Protect the biggest investment you may ever make.

We have the ability to shop your Home Insurance with multiple carriers nationwide. Most Californians make the mistake of shopping their Homeowners policy solely based on price. What usually ends up occurring with this situation is the homeowner now has a policy with the wrong protection! Our agency works with you to make sure that each aspect of your Home policy protects you from the following:

Dwelling

The dwelling and anything attached to the dwelling (fences, patios, driveways or walkways). Materials on or adjacent to the location for use in the construction, alteration or repair of. Protection is insured against may include Fire, Lightning, Windstorm, Hail, Explosion, Riot, Aircraft, Smoke and Vandalism or Malicious mischief.

Other Structures

Fences patios, driveways and walkways separated from the dwelling by clear space.

Personal Property

Usual to the occupancy as a dwelling and owned or used by you or the members at the location.

Loss of Rent and Rental Value

Meaning loss of rental income to you, from that part of the Described Location at the time of the loss, less any expenses that do not continue while that part of the Described Location rented uninhabitable.

Liability

A claim is made or a suit is brought against any insured for damages because of a bodily injury or property damage caused by an occurrence.

What sets us apart from the other agencies is that we go over your home in detail. For example, we calculate the percentage of your homes hardwood flooring versus carpet versus laminate. These details have a great impact on limits of coverage your policy should reflect. In addition, we provide extra coverage for high valued items in your home such as furs, jewelry, stamp collections, art, stones and other precious metals.

  • Get The Right Policy

    We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.

  • We Can Help

    We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.

  • Multi-Policy Savings

    We give you multiple ways to save money when you choose more than one insurance policy.

  • 24/7 Claims Hotline

    Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.

Don't Just Take Our Word For It

See what our customers are saying about us.