Earthquake Insurance

Rock solid earthquake insurance will protect you from the next big one.

It is important to know that earthquakes and earth movement are not covered in your Homeowners' Policy and must be purchased under a separate policy. Recently, many insurers have hesitated to offer this coverage in California due to the amount of earth movement in the state and the high number of claims filed after the 1994 Northridge quake.

The California Earthquake Authority (CEA) is a publicly managed risk pool funded by premiums, insurance carrier contributions and reinsurance. CEA is restricted to only selling coverage to residential homes, apartment renters, condominium/townhomes, home renters, and mobile/manufactured homes.

We offer you a variety earthquake products other than CEA. CEA provides basic coverage whereas our other products have lower deductible options, higher limits of coverage on personal property and extensive coverage for pools and separate structures.

  • Get The Right Policy

    We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.

  • We Can Help

    We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.

  • Multi-Policy Savings

    We give you multiple ways to save money when you choose more than one insurance policy.

  • 24/7 Claims Hotline

    Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.

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