Condo & Townhome Insurance

Providing insurance coverage that protects you, your condo or townhome, and your belongings.

Californians who purchase townhomes or condominiums band together to form homeowner associations. One of the several purposes of the association is to arrange insurance coverage for the entire complex of buildings. There are several coverages which are not included in their master policy which include:

  • Building property

  • Real property pertinent exclusively to the residence or premises

  • Structures at the residence premises under the ownership of the insured

  • Alterations, appliances and fixtures inside of the owners premises

  • Loss assessment, many times, is included in the master policy put can be increased under Condo/Townhome's individual policy.

We provide Condo / Townhome coverage with the purpose of plugging the coverage gaps that exist between your personal policy and the master association policy. Most of the time, the association master policy provides, at a minimum, the exterior walls of your unit and the floors, but in the end, makes you responsible for some or all of the remainder of your unit which can result in several thousands of dollars in damages if left uninsured.

  • Get the Right Policy

    Get The Right Policy

    We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.

  • We Can Help

    We Can Help

    We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.

  • Multi-Policy Savings

    Multi-Policy Savings

    We give you multiple ways to save money when you choose more than one insurance policy.

  • 24/7 Claims Hotline

    24/7 Claims Hotline

    Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.

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