Auto Insurance

Car, truck, van, and SUV insurance choices can be tough. We make it easier.

We understand that auto insurance and its various coverage options can sometimes be overwhelming, you want to be sure that you're fully covered for a variety of auto risks. At OS Insurance Services we will discuss:

  • The amount of coverage you need in order to protect yourself and your assets against any lawsuit

  • Protecting yourself from those who do not have enough insurance

  • Reducing the risk of automobile ownership

  • Determining what level of deductible is appropriate for you

Here are the basic definitions of your automobile insurance coverages:

Liability Coverage

The insurance company will pay damages for bodily injury that an insured is legally responsible for due to an accident.

Uninsured Motorist Coverage

Protects the insured from other drivers who have Liability Insurance but hold inadequate coverage to meet an in insured loss.

Property Damage Liability

Protection of the policy holder which caused damage to someone else's property while operating an automobile.


Covers reasonable medical and funeral expensed due to bodily injuries sustained by an auto accident.


Protects the policyholder's automobile from upset of vehicle and impact with another vehicle or object.


Protects the policyholder's automobile from any direct or accidental loss to the covered auto except collision (falling objects, fire, theft, earthquake, windstorm, water, malicious mischief, contact with animal)

OS Insurance Services provides options for all vehicles.

  • Get the Right Policy

    Get The Right Policy

    We are here to help. You're just a click away from taking the stress and trouble out of choosing the right insurance policy.

  • We Can Help

    We Can Help

    We can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs.

  • Multi-Policy Savings

    Multi-Policy Savings

    We give you multiple ways to save money when you choose more than one insurance policy.

  • 24/7 Claims Hotline

    24/7 Claims Hotline

    Because accidents, thefts, or anything can happen any time, you can call us any time. We have claims experts on call to help walk you through the claims process and provide a quick, quality response.

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